Financial Capability Education

financewallet

The Financial Capability Information on this webpage
is organized by the topics below.  If you click on the topic
in the list below you will be taken to the part of this
webpage with that information.

Financial Education Resources

Credit

EITC Information (Tax Credits)

Financial Coaching

Money Smart Week

Resources

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Financial Education Resources

Paying For Your Plan: Budgeting for Health Insurance : Information for those individuals and families who are learning how to adapt to financial changes with health insurance coverage.

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Credit

Check Your Free Credit Report Campaign: 2/2, 6/6, 10/10

To make it easier for people to monitor their financial well -being, UW-Extension educators around the state are kicking of the “Check Your Free Credit Report Campaign: 2/2, 6/6, 10/10” reminding people to view their three free reports each year on February 2, June 6 and October 10.

Credit Report Know How

  • Credit reports are increasingly important to everyday life—getting a job, obtaining an affordable loan or insurance policy, or renting a home.
  • Each person is responsible for the accuracy of the information in his or her credit report, but only about 4 in 10 Wisconsin adults check their reports each year.
  • Everybody is entitled by law to three free credit reports each year through AnnualCreditReport.com. Free reports provide the same information as paid reports, so paying for credit monitoring or related services is typically unnecessary.
  • Reading a credit report can initially be intimidating, and fyi.uwex.edu/creditreport walks visitors through the process

http://fyi.uwex.edu/creditreport

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EITC Information (Tax Credits)

Low and moderate-income workers in Wisconsin may be eligible for thousands of dollars of additional income at tax time. For many families, the federal Earned Income Tax Credit (EITC), together with the state Earned Income Credit, can bring in anywhere from a few dollars to more than $8,000, depending on household income and size. Both credits specifically target employed households, and are intended to supplement earnings from work. Workers can receive the credits even if their incomes are too low to pay any income taxes. This chart has general guidelines for tax credits for which you may be eligible.

To help eligible households learn about the credits, UW-Extension has developed a website providing detailed information—including information on eligibility and benefits, links to tax forms, and more. The website can be found at http://fyi.uwex.edu/eitc/

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Financial Coaching

Do you want to become money smart, take control of your financial situation, and plan for the future? Volunteer financial coaches are available to help you reach your goal.  This confidential service will provide the guidance to assess your financial situation, plan your spending and savings goals, and address any money issues you may have.  You will build confidence in your own ability to manage your financial future.  For more details view the Financial Coaching Brochure or contact us at 262-335-4479

Financial Coaching Training Program

This program is designed to help you learn how to effectively coach clients on their financial concerns.  Watch this page for details of upcoming training sessions.

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Money Smart Week

Money Smart Week for 2017 is April 22 – 29. See below for a list of local events, or learn more about Money Smart Week at this website: www.moneysmartweek.org

2017 Money Smart Women’s Conference
Money Smart Living for Women…Be Inspired! Join us for the 2nd Annual Money Smart Women’s Financial Conference on Saturday, April 22, 2017 at UWWC campus. Listen to an engaging keynote, choose from a variety of breakout sessions, and enjoy a continental breakfast for only $5! Bring a friend! See the registration flyer for all of the details or you can register online!

  • Keynote: “Finding Equilibrium” is Alicia Stingley’s personal story of how she has managed to maintain her balance throughout the many twists and turns her life’s journey has taken. In her current position as the newest Advisor at Francis Financial, Alicia travels the country providing education and individual advisory services to employees at client sites. Her presentations have been praised for being down to earth, entertaining and insightful. She’s been through many ups and downs financially and is committed to teaching others what she’s learned: how to make ends meet, to deal with job loss, to rebuild after divorce, to dig out from under debt, and to have compassion for others who are struggling. Her personal motto is “to be the best me that I can be and to inspire others to do the same.”
  • Breakout Sessions Offered: Create your own agenda by choosing 3 sessions that will help you grow personally and financially in your own life. Select the topic that fits where you are at right now or a topic that will help you set future goals in your financial journey. From college student loans to up-cycling the old to learning about the basics of investing…pick what works for you!
  • Goodwill Donations: It’s spring cleaning time! Clear the closets and kitchen cabinets! Gently used clothing of all sizes and small household items are welcome to be dropped off the day of the conference starting at 8 am through 2 pm. Look for the trailer when you arrive! (No large furniture please!) This donation drive is being held in conjunction with “How to Score a Thrift Store Find” breakout session presented by the West Bend location Goodwill Store manager.

Event sponsored by the Washington County Money Smart Week Committee

Big Read:
Young children are welcome to join the financial festivities for The Big Read. Story time at area libraries will focus on a book with a money concept, and participating families each receive a copy of “Just Saving My Money” by Mercer Mayer to take home (while supplies last). What a great way to introduce your child to the world of financial literacy!

  • The Hartford Public Library hosts The Big Read on April 19 at 3:30 pm.
  • The Germantown Community Library offers The Big Read on April 25 at 10:30am and 6:30pm.
  • The West Bend Public Library will host on April 25 and 26 at 10am, with an evening option on April 27 at 6:30pm.
  • The Kewaskum Public Library hosts the Big Read on April 26 at 10:30am and 6:15pm.

Fraud Bingo:
Join us at the Germantown Senior Center on April 26th at 10 am for Fraud Bingo! This is Bingo with a twist. The topic is fraud and you answer questions about scams, identity theft and phishing schemes to place your markers on the bingo card. Come join us for a hearty discussion while having fun! Or, join us on April 25th at the Hartford Senior Center at 1:30 pm.


Germantown Senior Center
W162N11960 Park Ave.
Germantown, WI 53022
April 26, 2017
10:00-11:00 am
(262)-253-7799

Hartford Senior Center
730 Highland Avenue
Hartford WI 53027
April 25, 2017
1:30—2:30 pm
(262)-673-4005

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Resources

Managing Between Jobs
In the wake of widespread job layoffs and a faltering economy, many Americans are finding it a struggle to make ends meet and to fulfill their financial obligations. If making your monthly payments is a challenge or if you find it more difficult to obtain basic needs, these UW Extension fact sheets may be helpful as you attempt to get through tough times.
Managing Your Personal Finances in Tough Times
Free, reliable resources to make sound financial choices in five areas:
  • Talking with Family and Managing Stress
  • Creating a Budget
  • The Balancing Act: Cutting Expenses and Increasing Income
  • Keeping Up with Credit and Debt
  • Considering Foreclosure and Bankruptcy

http://fyi.uwex.edu/toughtimes/

Podcast: Drop in Income podcast

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Family Living Staff

Carol Bralich
Associate Professor
Family Living Educator
Phone: 262-335-4479
Email: carol.bralich@ces.uwex.edu

UW-Extension Washington County
333 E. Washington Street, Suite 1200
PO Box 2003
West Bend, WI 53095-2003
Fax: 262-335-4863
Relay: “711”

Jen Amenda – Program Assistant
Email: jenny.amenda@co.washington.wi.us

Karen Girard – Program Assistant
Email: karen.girard@co.washington.wi.us